MoreMarkets Newsroom
8 mins read
•
Sep 26, 2025
Opening Up High-Yield Strategies to Everyone
MoreMarkets was founded to democratize access to yield and help anyone earn more on their idle assets. Our mission is to close the gap between the high-yield strategies traditionally reserved for hedge funds and institutions, and the low returns available to everyday earners.
By leveraging digital assets, we deliver a simple, user-friendly platform that connects depositors to sophisticated onchain and real-world yield strategies, making institutional-grade yields accessible to anyone.
Our XRP Earn Account proved this model, and with the launch of the NEAR Earn Account, we’re carrying forward our mission to democratize finance for all.
Introducing NEAR Earn Account
We’re introducing the NEAR Earn Account, a product for both retail users and institutional investors to earn on NEAR, a leading AI and blockchain ecosystem token. This new MoreMarket product offers a straightforward, transparent, secure way to earn yield on NEAR through DeFi strategies that previously had to be executed by professionals, now delivered with the same level of institutional-grade quality, safety, and transparency in an accessible, user-friendly format.
Why NEAR? A Leading AI and Blockchain Protocol
NEAR Protocol is a sharded, high-speed blockchain built to power AI-native applications. It combines a scalable settlement and execution layer with an open AI infrastructure, enabling agents to own assets, make decisions, and transact across networks without relying on centralized platforms.
Today, NEAR supports an active and growing ecosystem of real-world applications and AI projects. From mainstream apps like Sweat Economy, bringing millions of new users onchain, to cross-chain settlement tools and AI-powered agents, NEAR is already proving its utility in live, large-scale environments. Its blockchain has never experienced downtime since launch and hosts tens of millions of accounts worldwide, with adoption driven by features built for real-world usability, such as NEAR Intents.
NEAR Intents, the protocol’s chain abstraction framework, simplifies blockchain use by letting agents and users define outcomes without interacting directly with wallets, bridges, or tokens. NEAR handles routing, signing, and execution in the background across multiple chains. This system has already processed over 1.5 million swaps and $748 million in total volume.
NEAR stands at the very top tier of AI-focused blockchain networks by market capitalization, with daily trading volumes in the hundreds of millions of dollars. Its vision is to create an open AI economy where power and value stay with people, not platforms, ensuring AI works directly for its users.
NEAR Earn Account: Onchain Yield Backed by Arkis
The NEAR Earn Account is designed to make earning yield on NEAR straightforward and low-friction. It removes the need for advanced DeFi knowledge or juggling multiple tools. Once set up, deposits are put to work automatically, letting users benefit from yield-generating strategies without having to manage them manually.
We’ve implemented robust, industry-standard security measures and undergo regular independent audits by top firms like Halborn, Sherlock, and Sigma Prime to ensure the system’s safety.
Additionally, Arkis provides an institutional-grade brokerage security layer, independently audited by Trail of Bits, Quantstamp, and Spearbit. Its core technology mirrors the processes and risk management systems of Goldman Sachs, brought fully onchain.
In short, you get peace of mind knowing your NEAR is protected with institutional-grade safeguards from both MoreMarkets and Arkis.
How NEAR Earn Account Works
Under the hood, MoreMarkets has engineered a way to give NEAR holders a “supercharged” staking experience by tapping into curated DeFi strategies.
Here’s a high-level look at what happens when you use the NEAR Earn Account:
Automated Staking & Conversion
When you deposit NEAR into the NEAR Earn Account, the platform automatically stakes those tokens to receive stNEAR (staked NEAR), a yield-bearing token that accrues NEAR’s native staking rewards. If you already hold stNEAR, you can deposit it directly as well.
Leveraged Yield Strategy via Arkis
Rather than stopping at staking yield, MoreMarkets uses your stNEAR as collateral to increase your earning power. Through a partnership with Arkis, an institutional-grade CeDeFi prime brokerage, your stNEAR is placed in a secure margin account. Arkis allows us to borrow additional capital (such as USDC) against the stNEAR collateral, effectively leveraging your position to deploy more into yield strategies.
The loan is kept safe by over-collateralizing the portfolio at a conservative ~55% loan-to-value (LTV), meaning NEAR’s price would need to fall over 72% before any liquidation risk. Arkis’ risk engine adds further protection with early margin calls well before that point. On top of this, we apply strict risk management requirements through our partnerships with ForDeFi and Hypernative, adding another layer of protection for depositors. The strategy is built to handle major market swings while protecting your position.
Deployment into Curated DeFi Strategies
The borrowed funds are automatically deployed into vetted onchain strategies to generate yield above the borrowed cost. MoreMarkets allocates capital into opportunities like providing liquidity, lending, or yield farming in decentralized markets, all selected and monitored to balance returns and risk.
One example is deploying capital into Pendle and other yield protocols targeting double-digit APYs. These DeFi yields, combined with NEAR’s native staking yield on the stNEAR collateral, allow the NEAR Earn Account to target higher returns than staking alone. All of this happens in the background, so there’s no need to move funds between platforms, manage collateral, or understand yield farming mechanics. MoreMarkets’ smart contracts and the Arkis system handle the work while you watch your NEAR balance grow.
More Assets and Real-World Yields on the Horizon
The NEAR Earn Account is the next step in MoreMarkets’ expansion. Beyond XRP and NEAR, the goal is to build a global liquidity marketplace where any idle asset can be put to work.
Transparency and user control will remain central to every product. As we add new asset Earn Accounts and integrate real-world asset (RWA) yield strategies, we will keep the same fully audited, and user-first approach that defines MoreMarkets.
Ready to Earn? Get Started Today
If you want to put your NEAR to work, you can start with the NEAR Earn Account on MoreMarkets today. It only takes a few clicks to begin earning passive yield on NEAR.
Follow MoreMarkets on X (Twitter) for updates and announcements, and join our Discord community to share feedback or get support. We’re adding new yield products and features regularly and welcome you to be part of it.
